Uninsured/Underinsured Motorist (UM/UIM) coverage

If you’re hit by a driver with no insurance, or not enough insurance, what happens next?

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If you’re hit by a driver with no insurance, or not enough insurance, what happens next?

Attorney Arlen Braud of Braud & Gallagher explains why Uninsured/Underinsured Motorist (UM/UIM) coverage is one of the most important protections on your auto policy.

After a crash, many people assume the at-fault driver’s insurance will cover their medical bills and lost wages. But if that driver has no insurance — or only carries the minimum limits — you could be left paying the difference.

That’s where UM/UIM coverage comes in. It can step in to cover:

✔ Medical expenses

✔ Lost wages

✔ Pain and suffering

✔ Other accident-related damages

The right coverage today can make all the difference tomorrow.

To learn more about protecting your rights after a crash, visit our blog: https://www.braudandgallagher.com/blog/

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