Louisiana Car Accident Claim Process
The time following a car crash can be one of the most difficult times of your life. Not only will you be dealing with the physical effects of the accident, but there are insurance adjusters to talk to, an investigation into the cause and fault of the accident, and maybe even court to prep for.
For this reason, we have described some of the aspects of the car accident claims process in Louisiana below so you can better prepare yourself for what is to come.
Establishing Fault after a Car Crash
Arguably the most critical component of the car accident claims process in Louisiana is the determination of fault. Without conducting a thorough investigation and establishing who is liable for the cause of the collision, you simply won’t have a case for your personal injury claim.
Calculating What Your Auto Accident Claim Is Worth
After establishing fault for your vehicle crash, we will need to determine what the value of your losses are, collectively. Every damage should be taken into consideration, including:
- Lost income
- Healthcare costs
- Loss of enjoyment of life
- Loss of consortium
- Pain and suffering
- Property damage
- Lost earning potential
- Emotional distress
Negotiating with the Insurer and Preparing for Court
An important aspect of the claims process is the negotiations with the insurance company. Once we have investigated, determined fault, and calculated the value of your claim, we will negotiate with the insurer to obtain a reasonable settlement offer.
However, insurers are often unwilling to pay out on these claims, and they are only required to pay out up to the limits of the liable party’s policy. If that amount doesn’t cover the full extent of your damages, our next step will be to prepare to bring your case to court.
Reach Out to a Louisiana Car Accident Lawyer
If you have additional questions about the car accident claims process as it relates to your case, get in touch with a regarded Louisiana car accident lawyer at the Law Office of Braud & Gallagher. You can call our office at 1-800-256-5674 or complete the quick contact form included at the bottom of this page to schedule your free claim review.