Do I Have to Go to Court for a Personal Injury Claim in Louisiana?

The last thing someone who has suffered a catastrophic injury will likely want to do is go to court to obtain a settlement. Of course they need the money, but it can often seem like more trouble than it’s worth.

Without learning more about the individual details of your case, it’s difficult to say what the right path is for your claim, but below we have described your options for securing compensation for all you have been through.

Battling the Insurance Company

In most types of accidents, you’ll need to file a claim with the liable party’s insurance provider. The insurance company will be responsible for paying out a portion of your damages as per their policyholder’s policy limitations.

But that doesn’t mean they are going to settle your claim without a fight; after all, they’re losing money by settling. Your lawyer can negotiate with the insurer on your behalf so you don’t become victim to insurance adjusters’ tactics for reducing what you’re owed.

Reasons to Go to Court

Even if we are able to obtain the maximum amount from the insurance company, it’s possible that this won’t come close to your total combined losses. At this time, we may need to consider heading to court so you can obtain full repayment from the person or persons who are responsible for harming you.

The insurance company will likely only be obligated to cover some of your medical expenses, property damage, and lost wages. But these aren’t the only ways you’ve suffered due to the injuries you sustained. Pain and suffering, lost quality of life, loss of earning potential, emotional distress, and inconvenience should all be taken into consideration when fighting for the compensation you deserve.

For these reasons, it is often in our clients’ best interests to move forward with a civil claim if we are unable to retain a settlement that fully meets their needs when negotiating with the insurance company.

Meet with a Louisiana Personal Injury Lawyer

If you have questions about the civil claims process or if you are interested in securing legal help with your case, contact a Louisiana personal injury lawyer at the Law Office of Braud & Gallagher today. You can schedule your no-cost claim review by submitting the quick contact form below or giving our firm a call at 1-800-256-5674.